Category Archives: Health

Healthy Savings are not just a walk in the park

Healthy Savings – ideas to keep your budget, and your health, in top shape

“Healthy Savings” can describe a large discount. Healthy Savings can also be a play on words, to describe a situation where you save money, while partaking in healthy activities. This is the definition I will be writing about in this article.

Face it, what good is the lifestyle you work hard for, if you are so sick, tired, or out of shape that you can’t enjoy it? How many people do you know who worked hard, sacrificed, and saved their entire life for a great retirement, only to be unable to do the things they want to do? No one knows the future, and there are no guarantees, but usually people who take care of themselves live longer with better quality of life than those who do not.

Gym memberships are incredibly popular. They can also be incredibly expensive. Many people sign up with good intentions, but then, drop out. Unfortunately, due to how the contracts are designed, if you don’t use your membership, you don’t get a break on the price. Often, there is a minimum one year contract with monthly auto-drafts, whether you work out daily, or never darken the door. So, how can we take care of body and our budget at the same time?

Of course, you can simply put a treadmill, free weights, or machines at your house, and work out on your schedule. However, many people prefer being able to work out with others, and find the accountability of your exercise partner to be very beneficial.

Following are five ways you can have free or nearly free gym access.

Membership Benefit – Many large companies have a gym at the headquarters. They know that healthy employees are less likely to miss work due to illness. See if your company would consider installing a basic gym at your facility.

A free gym down the hallway from your office would be majorly Healthy Savings! If you work remotely, or are not close to the headquarters, do they have partnerships with any of the national gym chains, such as Gold’s Gym? I worked for a company which offered a 20-25% discount to the gym membership, plus no initiation fee. IIRC, since the bill was taken out automatically pre-tax, it also lowered the employee’s taxable income.

Attend college – When I was single, and living near Houston, the local community college had a small, but nice, gym. Racquetball, tennis, basketball, and a weight room. As a student, even if only taking one class per semester, you had gym access at no charge. That is Healthy Savings, Professor!

Side Hustle – Does your local gym need someone to work the front desk a few hours per month? Do you have fitness training where you could team up with a trainer to assist? Could you start your own part-time fitness or training business? Healthy Savings for free facility access, plus a side hustle income.

Personal Trainer – Some personal trainers will team up with a local gym for Healthy Savings. They will host their personal fitness training at the gym. Access to the gym is generally included with your training fees. Often, the gym will allow you to use the facilities outside of your “official” class time.

Free Pass – Many gyms will offer free day passes to try out the facilities. Often, “mom & pop” gyms are very generous. They don’t have the name recognition and fancy facilities that the national chains have, which can add up to Healthy Savings for you. You may find them to be much more willing to offer free passes, or special pricing to earn your business.

Also, many “mom & pop” gym operators are not really trying to run their gym as a business, but more as a serious hobby. Basically, the owners like to work out, and they like to socialize with others who like to work out; a gym gives them an easy way to do that. All the gear is a tax write-off, and they get to have a great workout facility and do something they love. If they make a little money too… score! 🙂 Since they are not in it for the money, they may be more generous with passes.

Keep in mind all of the exercise routines which do not require gym access. One of my favorites is from the US Army.

Healthy Savings - photo of soldier

Healthy Savings … the Army way.

I can attest to the quality of the training. It is full of distance running, sprinting, stretching, jumping, and body weight exercises, like sit-ups, push-up, and more. There are many other routines you can follow as well, such as Crossfit. Combined with proper nutrition, your budget and your waistline will slim down.

Healthy Savings can help you enjoy the lifestyle you work for.

What other ways have you come up with to experience Healthy Savings? What is the best value for gym membership you have discovered?